Fall has finally arrived. As someone living in near Dallas, it was a very welcome change. This summer we broke our record of the number of triple digit temperature days in a year. We even had a last gasp of summer on the 29th of September with 102. With the change in seasons comes a …
Recently, I was chaperoning my son’s middle school jazz band during a lunchtime concert that was off campus. They needed some help getting music stands and some of the larger instruments transported to the concert site. I volunteered to help. As I was driving back, I realized that I was building my dreams of spending …
Whether you make enough money can only be answered in the context of what you want to do with it. The other question is whether you are using it to pay for your needs or your wants. When faced with a shortfall of funds, most people cut back where they can. You can only cut …
The beginning of Spring is a time of promises. Nature starts putting on her flower show. Kids start dreaming of what to do over the Summer break. People start thinking about vacations and trips. It’s a time of birth both literally and figuratively. What about you? Have you started to think about moving your life …
When most people go to restuarants, they let the right side of the menu determine what they order. In other words, they order what they think they can afford based on the price. They scan the prices on the right side until they find some that are acceptable and then look on the left side …